Be prepared for your next breakdown

Save 50% on today's repair when you sign up for a home protection plan from Cinch.1

What is a home protection plan?

A home protection plan helps cover the expense of repairing or replacing appliances and systems when they break down due to normal, everyday use. It’s different than homeowners insurance, which typically only covers theft or property damage from fire and natural disasters.

A plan can cover mechanical failures for appliances, heating and cooling systems, plumbing, electrical and more for one low, monthly price. When a covered item breaks down, you pay a service call fee for the repair or replacement, and your plan helps cover the rest.2

Why do you need a home protection plan?

Your wallet

Helps you pay for large repair and replacement costs.

Your time

Eliminates the hassle of finding qualified service providers.

Your peace of mind

Gives you a plan — and partner — to deal with the unexpected.

How it works

  • When one of your covered items stops working, go to or call us to place a claim.
  • A pre-approved technician will visit your home to diagnose and remedy the problem. You should only pay your set deductible and let Cinch take care of the rest.2
  • Your coverage starts 30 days after you enroll and covers you for a full year. It’s easy to afford with 12 low, monthly installments.

Just how expensive are repairs and replacements?

One or two repairs a year can cost you hundreds, if not thousands. Let a Cinch protection plan help keep more money in your pocket.

Air Conditioner
Typical repair: $535
Typical replacement: $4,000

Typical repair: $375
Typical replacement: $1,400

Washer & Dryer
Typical repair: $435
Typical replacement: $1,375

Electrical System
Typical repair: $440
Typical replacement: $1,325

Two plans to choose from

Both plans include: 

90-day workmanship guarantee on all covered repairs

Discounts on brand-name appliances

Coverage for unknown pre-existing conditions and rust and corrosion2

A $25 for water or air filters

Emergency lodging reimbursement up to $1,2003

Reward card if no claims in the first year ($100 for Appliance, $200 for Whole Home)4

Appliance Warranty


Covers larger appliances:

  • Built-in Kitchen Appliances
  • Refrigerators
  • Clothes Washer and Dryer


Sample contract


Whole Home Warranty


Combines both plans, plus more!

  • Larger Household Appliances
  • Electrical Systems
  • A/C and Heating Systems
  • Interior Gas and Plumbing


Sample contract

Why choose Cinch?

Our family of brands is accredited with hundreds of 5-star reviews.

Consistently recognized for outstanding service, digital innovation and growth.

We guarantee our work for 90 days — at no additional cost to you. 


Secure your plan and save 50% today — up to $500.1

Real stories, real customers

"We’ve been with the company for over 10 years now. Most recently, our water heater ruptured and needed it replaced. My wife took care of that claim and it went very smoothly. We got emails keeping us updated and the two technicians that installed the new heater were very nice. I would recommend them, no question."
- Lyndon, Greensboro, NC
"Submitting a claim was very easy and the reps were very nice. Plus, the response time was immediate. The technician did a good job and the quality of work was excellent. The staff that you speak with is extremely friendly and very helpful."
- Sheri, Tampa, FL
"I had a plumbing issue not long ago and somebody came out and repaired it. Submitting the claim was easy. I did it over the phone and they were able to answer all of my questions. The tech who came out was quick and professional. I would recommend them."
- Florena, Germantown, MD
"I would have paid over a thousand dollars in parts and repairs. I only paid [a small deductible] to have all three appliances repaired."
- R.C., Kalama, WA

Secure your plan and save 50% today — up to $200.1