What is a home protection plan?
A plan can cover mechanical failures for appliances, heating and cooling systems, plumbing, electrical and more for one low, monthly price. When a covered item breaks down, you pay a service call fee for the repair or replacement, and your plan helps cover the rest.2
Why do you need a home protection plan?
Your wallet
Helps you pay for large repair and replacement costs.
Your time
Eliminates the hassle of finding qualified service providers.
Your peace of mind
Gives you a plan, and partner, to deal with the unexpected.
How it works
- When one of your covered items stops working, go to my.cinchhomeservices.com or call us to place a claim.
- A pre-approved technician will visit your home to diagnose and remedy the problem. You should only pay your set deductible and let Cinch take care of the rest.2
- Your coverage starts 30 days after you enroll and covers you for a full year. It’s easy to afford with 12 low, monthly installments.
Just how expensive are repairs and replacements?
One or two repairs a year can cost you hundreds, if not thousands. Let a Cinch protection plan help keep more money in your pocket.†
Air Conditioner
Typical repair: $535
Typical replacement: $4,000
Refrigerator
Typical repair: $375
Typical replacement: $1,400
Washer & Dryer
Typical repair: $435
Typical replacement: $1,375
Electrical System
Typical repair: $440
Typical replacement: $1,325
Two plans to choose from
Both plans include:
90-day workmanship guarantee on all covered repairs
Discounts on brand-name appliances
Coverage for unknown pre-existing conditions and rust and corrosion2
A $25 for water or air filters
Emergency lodging reimbursement up to $1,2003
Reward card if no claims in the first year ($100 for Appliance, $200 for Whole Home)4
Appliance Warranty
$44.99/mo*
Covers larger appliances:
- Built-in Kitchen Appliances
- Refrigerators
- Clothes Washer and Dryer
Sample contract
Whole Home Warranty
$69.99/mo*
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Combines both plans, plus more!
- Larger Household Appliances
- Electrical Systems
- A/C and Heating Systems
- Interior Gas and Plumbing
Why choose Cinch?
Our family of brands is accredited with hundreds of 5-star reviews.
Consistently recognized for outstanding service, digital innovation and growth.
We guarantee our work for 90 days — at no additional cost to you.
OR
Secure your plan and save 50% today — up to $200.1
Real stories, real customers
"We’ve been with the company for over 10 years now. Most recently, our water heater ruptured and needed it replaced. My wife took care of that claim and it went very smoothly. We got emails keeping us updated and the two technicians that installed the new heater were very nice. I would recommend them, no question."
"Submitting a claim was very easy and the reps were very nice. Plus, the response time was immediate. The technician did a good job and the quality of work was excellent. The staff that you speak with is extremely friendly and very helpful."
"I had a plumbing issue not long ago and somebody came out and repaired it. Submitting the claim was easy. I did it over the phone and they were able to answer all of my questions. The tech who came out was quick and professional. I would recommend them."
"I would have paid over a thousand dollars in parts and repairs. I only paid [a small deductible] to have all three appliances repaired."
Secure your plan and save 50% today — up to $200.1
1As a benefit of your enrollment in a Cinch Service Extend plan at the time of today's service visit, you will receive a 50% discount (up to $200) on the first $400 of your completed in-home repair service (retail cost of parts and labor for one repair). If you cancel your plan at any time before the initial one-year commitment expires, you will be responsible for the difference between the full retail cost of the original in-home repair service and the discounted amount you paid, and this cost will be charged to the payment method on file.
2See terms, conditions and limitations. Covered items must be in good working order at time of activation and dollar amount caps may apply. Deductible due at time of service. This fee is separate from the monthly plan premium. Non-covered charges may apply to certain repairs and replacements. Sales tax may apply to plan pricing.
3Reimburses you up to $1,200 if (a) your only cooling or heating system is non-operational for 24 hours or more from the time of the first service visit should there be a delay in acquiring repair parts, or (b) a sudden break in a water pipe results in flooding and the removal of water from the residence by a water removal company is delayed by 24 hours. Only 1 claim, per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment.
4Offer valid if no claim filed during first year of coverage and plan is renewed for a second term.
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